Our work

Jumpstart Africa is committed to market-based solutions to poverty. Our approach to poverty alleviation is rooted in making real change in people’s lives. We do this with the knowledge and trust that local people know best what can help them.
As a financial services company —we are enabling access to affordable, innovative and impactful financial services for clients empowering low-income communities achieve a better standard of living. To assess the social performance of these programs, our research team measures deep impact through the lens of the customer.

Financial Inclusion

We create global partnerships for promoting financial inclusion. We increase affordable credit availability, boost savings, reduce leak in subsidy and welfare distribution, improve access to financial services in a convenient, appropriate but simple and dignified manner with the requisite consideration to client protection

Economic Growth

We create value for small enterprises at the same time creating a more sustainable and inclusive path to economic growth, prosperity, and well-being (SDG 8- Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all). We work to avail more affordable requirements in financing SMEs for women and youth.

Impact Investment

We expand micro-finance (savings, credit and insurance) for small business owners, expand finance for ‘the missing middle’ i.e. small enterprises graduating from micro-finance and are not yet able to access credit from the formal banking system. Leverage new business models and technologies to raise diversified sources of capital including impact investment and peer-to-peer lending.

For many of these individuals, access to financial services is the gateway to realizing their dreams. Low-income households use micro-loans to earn more, build assets and cushion themselves from external shocks. With increased income, they also invest in better nutrition, housing, health care and education.

Defining microfinance investments: A brief glossary
Micro-credit refers too financing solutions offered to micro-enterprises, limited to lending instruments, as opposed to SME financing which refers to a wider array of financial solutions and concerns a greater span of enterprises, also bigger in size and usually formally registered.

Microfinance is the provision of financial services to micro-enterprises and low income households, whether through credit, savings, insurance and/or payments/remittances.

Microfinance institutions (MFIs) are financial intermediaries which are specialized and dedicated to micro-enterprises and low income households.
Impact investing is defined as investments made into companies, organizations and funds with the intention of generating measurable social and environmental impact alongside a financial return.

Whereas Socially Responsible Investing fund managers are generally passive and apply a “do no harm” approach, impact investing funds typically seek to create positive impact and measure and report the impact in a transparent way.

Sustainable finance refers to any form of financial service integrating environmental, social and governance (ESG) criteria into the business or investment decisions for the lasting benefit of both clients and society at large.

Dignity of Work

We seek to uphold human dignity in all our operations. Our philosophy is inspired by the catholic social teaching on the dignity of work which states that
“The economy must serve people, not the other way around. Work is more than a way to make a living; it is a form of continuing participation in God’s creation. If the dignity of work is to be protected, then the basic rights of workers must be respected–the right to productive work, to decent and fair wages, to the organization and joining of unions, to private property, and to economic initiative.”